Property Insurance2018-05-03T20:09:25-04:00

Property Insurance

Since Hurricane Wilma made landfall on Oct. 24, 2005 in Collier County, Florida has not experienced a direct hit in more than a decade. Nevertheless, Florida’s position as a low-lying tropical peninsula jutting 500 miles into the most hurricane-active waters in the world is the same today as it was 10 years ago or 100 years ago.

While the state’s geography and risk profile haven’t changed, its built environment and the number of lives and amount of property at risk of hurricanes and severe weather have grown dramatically. Though the state’s population shrank slightly during the Great Recession, it has almost tripled since 1970 and is continuing to grow.

Florida’s total coastal exposure now stands at more than $2.9 trillion, with more property at risk than all of the other “hurricane alley” states (Louisiana, Virginia, Texas, North Carolina, South Carolina, Georgia and Mississippi) combined.

In this environment, JMI is committed to producing sound, practical, and market-based solutions to the challenges faced by assignment of benefits abuse, state-owned insurance schemes, and the need for an actuarially sound property insurance system in Florida.

Recent News

STATEMENT RELEASE: New JMI Report Calls for Survey to Measure Free Speech Among Florida Universities

By |December 16th, 2020|Categories: Statements|Tags: , , , |

FOR IMMEDIATE RELEASE December 16, 2020 CONTACT: Logan Elizabeth Padgett 850-386-3131 NEW JMI REPORT CALLS FOR SURVEY TO MEASURE FREE [...]

Comments Off on STATEMENT RELEASE: New JMI Report Calls for Survey to Measure Free Speech Among Florida Universities

Union Time on the Taxpayer Dime: How Florida Taxpayers Subsidize Private Union Activity

By |December 14th, 2020|Categories: Publications|Tags: , , , |

By Sean Higgins, Research Fellow, Competitive Enterprise Institute Click here to read the full PDF of "Union Time on the [...]

Comments Off on Union Time on the Taxpayer Dime: How Florida Taxpayers Subsidize Private Union Activity

STATEMENT RELEASE: JMI Calls for End of Taxpayer Subsidies of Unions Through Release Time

By |December 14th, 2020|Categories: Statements|Tags: , , |

FOR IMMEDIATE RELEASE: December 14, 2020 CONTACT: Logan Elizabeth Padgett lpadgett@jamesmadison.org (850)386-3131 STATEMENT RELEASE: JMI Calls for End of Taxpayer [...]

Comments Off on STATEMENT RELEASE: JMI Calls for End of Taxpayer Subsidies of Unions Through Release Time

STATEMENT RELEASE: Nathan Simington Confirmed to the Federal Communications Commission

By |December 9th, 2020|Categories: Statements|Tags: |

STATEMENT RELEASE: Nathan Simington Confirmed to the Federal Communications Commission Statement from The James Madison Institute on Nathan Simington’s Confirmation [...]

Comments Off on STATEMENT RELEASE: Nathan Simington Confirmed to the Federal Communications Commission

By |December 8th, 2020|Categories: Uncategorized|

Emerson George COMMUNICATIONS MANAGER REQUEST THIS SPEAKER REQUEST AN INTERVIEW Emerson W. George is the [...]

Comments Off on

Proposed Banking Rule Change Would Upend Oppressive ‘Operation Chokepoint’ Tactics

By |December 8th, 2020|Categories: Press|Tags: |

By: Andrea O'Sullivan December 8, 2020 Financial access can make or break anyone in America. Being cut off from our [...]

Comments Off on Proposed Banking Rule Change Would Upend Oppressive ‘Operation Chokepoint’ Tactics
Go to Top